4-Point Home Inspection – Miami FL
If you’re buying or insuring a home in Miami, you’ll likely be asked for a 4-Point Inspection. Most Florida insurance companies require this specialized inspection for homes that are 20 years or older. At Tri-County Building Inspection Services, we provide detailed 4-Point Home Inspections across Miami-Dade County to help you meet insurance requirements and secure coverage quickly.
Our licensed inspectors document the four critical systems insurance companies care about: roofing, plumbing, electrical, and HVAC. We know exactly what Miami insurers are looking for, and we deliver accurate, photo-rich reports within 24 hours.
What is a 4-Point Inspection?
A 4-Point Inspection is an evaluation of the four major systems in a home that are most likely to fail and cause insurance claims:
Roofing
Age, condition, material, and signs of leaks.
Plumbing
Visible pipes, water heaters, and potential leaks.
Electrical
Wiring, panels, safety concerns, and grounding.
HVAC (Heating & Cooling)
System age, functionality, and maintenance.
Serving All of Miami-Dade
Based in Medley, FL, we proudly serve homeowners and buyers throughout the Miami area, including:
Miami Beach
Coral Gables
Doral
Kendall
Hialeah
Surrounding communities
Why Miami Homeowners Need a 4-Point Inspection
Miami’s climate and housing market create unique risks. A 4-Point Inspection helps:
Insurance Approval
Without it, older Miami homes may be denied coverage.
Premium Savings
A positive inspection can help secure better rates.
Property Value
Identifying issues early protects long-term value.
Peace of Mind
You’ll know if costly repairs are on the horizon.
Our Process
On-Site Evaluation
A certified inspector examines all major systems.
Detailed Report
Photos + notes covering insurance checklist.
Report Delivery
Electronic report sent within 24 hours.
Follow-Up Support
We’ll answer your questions for agents or underwriters.
FAQ: 4-Point Inspections in Miami
When do I need a 4-Point Inspection in Miami?
Most insurers require it for homes older than 20 years.
How much does a 4-Point Inspection cost?
Typically between $150–$250, often less than a full inspection.
Can I combine a 4-Point with a full buyer’s inspection?
Yes, many buyers schedule both for complete coverage and insurance compliance.
Schedule Your Miami Home Inspection Today
We provide 4-Point Inspections throughout Miami, including Coral Gables, Hialeah, Kendall, Doral, Miami Beach, and nearby communities.
📞 Call or Text: (786) 380-2242 or
Tri-County Building Inspection Services LLC provides thorough and reliable home inspections in Miami-Dade, Broward and Monroe Counties, ensuring you have the critical information to make informed decisions. With our expertise and attention to detail, we prioritize your safety and Peace Of Mind.
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